Hey naZeer this is Chris. I sold you the leather seats. As you know my Z is a show car. Therefor the money that is put in by both me and my sponsors are, and will be, way more then the Z is worth. What I do is insure the car for what the stuff in the car is worth. Take pic's of all the stuff you have. Have some way of proving what all the stuff cost. You can insure the car for much more then the "Car" is worth. Ex: My friend has a WRX. He insures it for $66,000. Yes he does pay more a year for it but it is worth the extra monthly payment. If something happen to the car he will get his money back plus some. Much of his stuff was given to him by sponsors. hehe Thats what you should think about doing.